<< back
 
 
   
August 2007

Up to R150,000… get the cash you need

The financial solution that gives you access to the money you need, when you need it.

A HomeMaker Loan brought to you by DirectAxis provides access to a cash lump sum that can be structured in terms of repayment amounts and loan terms to suit your budget.  And all our loans are designed to offer our customers exactly what they need, a fast, flexible solution that offers fixed repayments designed to protect against interest rate increases. 

 
Why choose a HomeMaker Loan?
 
Flexibility
 

Choose your loan amount
You choose how much money you need in increments of R1 000 – the minimum being
R10 000 and the maximum R150 000.  We always do our utmost to meet any specific requests, and your ultimate loan amount will be based on your personal circumstances and financial profile and of course, subject to credit approval.

   
 

Choose your repayments
You can choose to pay off your loan over a repayment term of 24, 36, 48 or even 60 months (loans over R25,000 offer terms up to 84 months, seven years). 

   
Security
 

Fixed Repayments
Everyone worries about interest rate increases.  Which is why at DirectAxis we fix the interest rate for all Personal Loans, the monthly repayment amount that you agree on, is the repayment amount you will continue to make throughout your full loan term.  However much interest rates go up, your monthly installment won’t change.

   
 

Peace of mind
Every Loan includes a Personal Protection Plan, which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases.  It also provides limited cover in the event of temporary disability and retrenchment.

   
Ease
 

No face-to-face interviews
With a Personal Loan the application process is straightforward – no interviews, no queuing, no need to provide security or collateral. It begins with a phone call to 086 123 4663.

   
 

Our operating hours
Our consultants are available to talk to you from 8am – 5pm, 365 days a year

   
 

Expert information
We pride ourselves on providing our clients with exceptional service.  Our Loan Consultants are friendly and efficient – they can answer any questions you may have and provide you with all the information you need. 

   
Do you qualify to apply?
 
To apply for a HomeMaker Loan, you should:
Have a valid SA Identity Document
Be over 18 years of age
Have a regular monthly income of R3 000 or more (proof of income may be required if you’re self employed)
Have clear credit references
Have a bank account into which your salary is paid
 

What now?

Applying starts with a phone call to our Loan Consultants on 086 123 4663.  Make sure you have your ID Document and the details of the bank account into which your salary is paid on hand.

The money you need could be deposited directly into your bank account within 48 hours providing any required documentation is supplied immediately!

Get the money you need, when you need it with a HomeMaker Loan.
Call 086 123 4663 any time from 8am – 5pm, Mon – Sun, 365 days a year

For a copy of our pre-agreement statement, please click here for the DirectAxis terms and conditions you will need to read it if you are approved.

Disclaimer
Loans are subject to the National Credit Act No. 34 of 2005.  All loan applications are considered and are subject to credit approval by DirectAxis, An authorised Financial Services Provider